Onemoneyway — Phone number and contact

Onemoneyway Key Facts

• Customer service phone: 447418384456
• Service hours: Monday-Friday, 9am-6pm
• Languages: French, English, Spanish
• Contact methods: Phone, Email, Mobile App, Live Chat

About Onemoneyway

Background and History of OneMoneyWay

The landscape of business financial services has undergone a radical transformation over the past decade. The emergence of B2B neobanks has disrupted the traditional codes of corporate banking, offering solutions that are more agile, more transparent, and often less expensive than those provided by legacy banking institutions. It was in this context of financial innovation that OneMoneyWay was established in the United Kingdom, with the ambition of simplifying international financial operations for businesses of all sizes. To contact OneMoneyWay, simply reach out via the app — the preferred method used by this neobank to ensure responsive and personalized support.

OneMoneyWay was founded with a clear vision: to eliminate the frictions that hinder cross-border financial transactions for businesses. The founders, who came from the fintech and traditional banking worlds, identified a pressing need in the market. SMEs and mid-market companies operating internationally were systematically running into excessive fees, unacceptable processing times, and baffling pricing opacity from mainstream banks. Opening a professional bank account with OneMoneyWay was designed from the outset as a fully digital process — fast and accessible from any country.

OneMoneyWay is headquartered in the United Kingdom, a strategic choice that is no coincidence. London remains one of the world's fintech capitals, benefiting from a regulatory ecosystem favorable to innovation, a substantial talent pool, and privileged access to international financial markets. This location has enabled OneMoneyWay to build on a solid regulatory framework while developing strategic partnerships with major players in the payments industry. The official website onemoneyway.com serves as the main gateway for businesses looking to discover the full range of services offered.

The story of OneMoneyWay is part of the third wave of the fintech revolution. After the pioneers of online payments in the 2000s, then the rise of consumer neobanks in the 2010s, the 2020s saw the emergence of a generation of financial platforms specifically designed to address the complex needs of businesses. OneMoneyWay positioned itself from the outset in the multi-currency professional account segment, a niche where traditional banks struggled to offer competitive solutions. OneMoneyWay account management was designed for executives and CFOs who juggle multiple currencies and numerous trading partners around the world on a daily basis.

The early years of OneMoneyWay were marked by an intense phase of technological development. The team invested heavily in building a proprietary payment infrastructure capable of processing high volumes of international transactions with exemplary reliability. The choice of a cloud-native architecture enabled the platform to gain in scalability and resilience — two essential qualities for a financial institution aiming to serve thousands of businesses simultaneously. For any questions regarding registration or features, contact is made via the app, ensuring full traceability of all communications.

OneMoneyWay gradually expanded its offering to cover the entire spectrum of international business financial needs. From simple SEPA transfers to payments in exotic currencies, through the issuance of professional bank cards and multi-currency treasury management, the platform has built a complete ecosystem. This holistic approach distinguishes OneMoneyWay from many competitors that focus on only one aspect of corporate finance. Feedback from early OneMoneyWay users has been largely positive, praising the ease of use and pricing transparency of the platform.

The growth of OneMoneyWay has been supported by several successive funding rounds, reflecting investor confidence in the company's business model and vision. These funds were allocated to strengthening the technical team, geographic expansion, and obtaining regulatory licenses in new markets. OneMoneyWay's strategy is based on methodical expansion, prioritizing regulatory solidity and service quality over unbridled growth. The OneMoneyWay customer service, accessible via the app, has been praised for its responsiveness since the first months of operation.

One of the major turning points in OneMoneyWay's history was the obtaining of its electronic money institution license, enabling it to operate legally within the European Economic Area. This crucial regulatory milestone paved the way for ambitious European expansion, allowing businesses based throughout the European Union to access OneMoneyWay's services. The OneMoneyWay international money transfer service thus became available to a much wider audience, strengthening the platform's position in the European B2B financial services market.

Today, OneMoneyWay positions itself as a must-know player in the B2B neobank landscape in Europe. The platform serves several thousand corporate clients spread across numerous countries and processes a growing volume of transactions each month. OneMoneyWay's vision for the future is ambitious: to become the global benchmark for financial services for internationally operating businesses. To support this ambition, the company continues to invest in technological innovation, talent recruitment, and the expansion of its partner network.

Offers and Pricing of OneMoneyWay

OneMoneyWay's pricing policy stands out for its transparency and competitiveness — two qualities that are often lacking in the traditional banking sector. The OneMoneyWay pricing is clearly displayed on the onemoneyway.com website, allowing businesses to precisely calculate the cost of each operation before committing. This pricing transparency is one of the cornerstones of OneMoneyWay's value proposition, which refuses the hidden fees and opaque commissions practiced by many traditional banks.

OneMoneyWay's offering is structured around several plans tailored to different business profiles. The basic OneMoneyWay professional account provides a set of essential features for small businesses and freelancers conducting international operations. This account includes access to a dedicated IBAN, the ability to make SEPA and international transfers, as well as a professional bank card. Account maintenance fees are competitive and significantly lower than those charged by traditional banks for equivalent services.

For businesses with greater needs, OneMoneyWay offers premium plans that include advanced features. These plans notably include multi-currency accounts allowing funds to be held in several dozen currencies, sophisticated treasury management tools, elevated transaction limits, and priority access to customer support. The OneMoneyWay multi-currency account is particularly suited to businesses that carry out a significant volume of international transactions and wish to optimize their exchange costs. To learn the details of each plan, businesses can contact OneMoneyWay via the app.

The OneMoneyWay fees for international transfers are one of the platform's strong points. While traditional banks often charge between €15 and €50 per international transfer, plus substantial exchange margins, OneMoneyWay offers significantly more advantageous rates. Transfer fees vary depending on the currency and destination country, but remain consistently below standard banking rates. The OneMoneyWay commission on foreign exchange operations is also highly competitive, with reduced margins compared to the interbank rate.

OneMoneyWay's pricing schedule for professional bank cards is designed to meet the needs of businesses that regularly spend abroad. The OneMoneyWay card fees generally include a modest issuance cost and particularly low transaction fees for payments in foreign currencies. This advantageous pricing policy on card payments is a strong selling point for businesses whose employees travel frequently or make purchases from international suppliers.

OneMoneyWay has also developed a specific offering for businesses making mass payments. The bulk payment service enables simultaneous execution of dozens or even hundreds of transfers, with decreasing per-unit fees based on volume. This feature is particularly appreciated by businesses that need to regularly pay numerous suppliers, freelancers, or international partners. OneMoneyWay's pricing for mass payments represents substantial savings compared to traditional banking solutions.

One of the most appreciated aspects of OneMoneyWay's pricing policy is the absence of hidden fees. Unlike many banks that add intervention commissions, additional account maintenance charges, or various penalties, OneMoneyWay is committed to clear and predictable pricing. Every operation is billed according to a known schedule, allowing CFOs to precisely anticipate their company's banking costs. This predictability is a major asset for budget planning.

For large enterprises and international groups, OneMoneyWay offers negotiated custom pricing. These OneMoneyWay enterprise plans are developed based on transaction volume, the number of accounts needed, and the currencies used. A dedicated account manager accompanies these clients in optimizing their financial flows and implementing bespoke solutions. This tailored approach enables OneMoneyWay to serve both growth-stage startups and established businesses with complex financial operations.

OneMoneyWay's pricing transparency also extends to the exchange rates applied. The platform displays in real time the exchange rate used for each conversion, allowing users to instantly compare it with the benchmark interbank rate. This visibility into the OneMoneyWay exchange rate is a major trust factor, as businesses can verify at any time that they are receiving a competitive rate. To obtain a personalized quote, businesses are invited to contact OneMoneyWay via the app.

Features of OneMoneyWay

The OneMoneyWay features constitute the core of this B2B neobank's value proposition. The platform was designed from the ground up to offer a fluid and intuitive user experience while providing powerful tools for the financial management of international businesses. The OneMoneyWay user interface, accessible via the onemoneyway.com website and the mobile app, combines ease of use with functional depth.

The OneMoneyWay multi-currency account is the platform's flagship feature. It enables businesses to hold, receive, and send funds in several dozen currencies, all from a unified interface. Each currency sub-account is associated with a local bank identifier (IBAN, account number, sort code), which facilitates the receipt of payments from clients and partners in different countries. This multi-currency approach eliminates the need to open separate bank accounts in every country where the business operates.

The OneMoneyWay international transfer is a central feature that enables businesses to send funds worldwide quickly and economically. The platform leverages a network of banking partners and optimized payment corridors to ensure short processing times and competitive fees. SEPA transfers are processed within hours, while international transfers to the most common destinations are completed within one to two business days. The OneMoneyWay app allows users to initiate and track each transfer in real time.

The OneMoneyWay bank card is an essential tool for businesses whose employees incur professional expenses. Cards are available in both physical and virtual versions, the latter being particularly suited to online purchases and SaaS subscriptions. OneMoneyWay cards can be configured with customized spending limits, geographic restrictions, and permitted expense categories, providing granular control over business spending. To request additional cards, the process takes just a few minutes via the app.

Treasury management is a major concern for any business, and OneMoneyWay has developed specific tools to address it. The OneMoneyWay dashboard provides a consolidated view of all accounts and financial flows, with charts and key indicators that allow real-time tracking of cash flow trends. OneMoneyWay's reporting features include detailed reports by currency, period, transaction type, and payee, making life easier for accounting and finance teams.

The OneMoneyWay online payment is facilitated by robust API integrations that allow businesses to connect their management system (ERP, accounting software, e-commerce platform) directly to their OneMoneyWay account. This technical integration automates payment flows, reduces manual data entry errors, and accelerates transaction processing. The OneMoneyWay API is thoroughly documented and accompanied by client libraries in the most common programming languages.

The OneMoneyWay currency conversion feature is particularly sophisticated. Businesses can convert funds from one currency to another in just a few clicks, with a real-time exchange rate displayed. For businesses looking to protect themselves against exchange rate fluctuations, OneMoneyWay offers hedging tools that allow locking in a rate for a future transaction. This feature is particularly valuable for import-export businesses that must manage forward financial commitments in volatile currencies.

Payee management on OneMoneyWay is designed to simplify recurring payments. Businesses can save the bank details of their suppliers, partners, and collaborators, and initiate payments in just a few clicks. OneMoneyWay's system automatically verifies the validity of entered bank details, reducing the risk of errors and misdirected transfers. Frequent payees can be organized into groups, facilitating mass payments.

OneMoneyWay also integrates invoice management features that allow businesses to attach supporting documents to each transaction. This documentary traceability considerably simplifies accounting reconciliation processes and audit preparation. Businesses can import invoices, link them to corresponding payments, and generate statements that comply with local accounting requirements. All of these operations can be carried out directly from the application, with support accessible via the app for any assistance needed.

OneMoneyWay's notifications and alerts are a valuable tool for real-time monitoring of financial activities. Users can configure personalized alerts to be informed of every movement on their account: incoming funds, transfer execution, card usage, or balance threshold breaches. These notifications are delivered via the mobile app and by email, ensuring that financial decision-makers stay permanently informed about the state of their finances.

The OneMoneyWay platform also offers advanced access rights management features. Businesses can create multiple user profiles with differentiated permission levels. A CFO will have access to all features, while an accounting assistant may be limited to viewing statements and initiating transfers that require hierarchical approval. This approval workflow system is essential for businesses that wish to maintain strict control over their financial operations.

Additional Services of OneMoneyWay

Beyond its core banking features, OneMoneyWay has developed a range of additional services that considerably enrich its value proposition. These complementary services aim to cover all the financial needs of international businesses, transforming OneMoneyWay from a simple bank account into a truly integrated financial management platform.

The OneMoneyWay foreign exchange service goes far beyond simple currency conversion. Businesses that deal with large foreign exchange volumes can benefit from negotiated preferential rates and support from foreign exchange market specialists. These experts can advise businesses on the optimal timing for their conversions and on hedging strategies tailored to their risk profile. This premium service is particularly appreciated by import-export businesses and international trading companies.

OneMoneyWay offers a dedicated IBAN service in several European countries, enabling businesses to have local bank details without having to open an account in each country. This service greatly facilitates the receipt of payments from local clients, who can make domestic transfers rather than international ones, with the advantages this represents in terms of cost and speed. The OneMoneyWay IBAN is a significant commercial asset for businesses looking to strengthen their presence across multiple European markets.

The OneMoneyWay cashback program rewards the most active businesses on the platform. A percentage of transaction fees is returned as cashback, creating a virtuous circle that encourages intensive use of OneMoneyWay's services. The cashback rate varies depending on transaction volume and the chosen subscription plan, but it can represent significant savings for businesses that concentrate all their financial flows on the platform.

The accounting integration is a service that distinguishes OneMoneyWay from many competitors. The platform offers native connectors with major accounting software (Xero, QuickBooks, Sage, FreshBooks), enabling automatic transaction synchronization. This integration eliminates double data entry, reduces errors, and saves accounting teams considerable time. For businesses using less common accounting software, OneMoneyWay's open API allows custom integrations to be developed.

OneMoneyWay has developed a scheduled payments service that allows businesses to automate their recurring payments. Salaries, rents, subscriptions, and regular supplier payments can be scheduled in advance, with the ability to set frequencies (weekly, monthly, quarterly) and variable amounts. This OneMoneyWay automatic payment service frees finance teams from repetitive tasks and ensures that payments are made on time, avoiding late penalties.

The KYB verification service (Know Your Business) at OneMoneyWay is a structured onboarding process that ensures regulatory compliance while maintaining a smooth experience for businesses. The verification process is largely digitized, with documents that can be submitted directly via the application. OneMoneyWay uses advanced identity verification and document control technologies to accelerate the account opening process, which can be completed within a few business days. To track the progress of verification, businesses can check the status via the app.

The OneMoneyWay platform integrates a tax reporting module that helps businesses comply with their reporting obligations in different jurisdictions. The reports generated by OneMoneyWay include transaction summaries formatted according to local accounting standards, bank reconciliation statements, and balance confirmations. These documents are essential for preparing annual accounts and tax returns, and their automatic generation represents a considerable saving in time and reliability.

OneMoneyWay also offers a referral program that allows client businesses to recommend the platform to their professional network. Both the referrer and the referred business receive financial benefits (fee reductions, welcome bonuses) when a new business opens an account through the recommendation. This referral program has contributed significantly to OneMoneyWay's organic growth, as peer-to-peer recommendations are a powerful vector of trust in the business world.

The export assistance service is a distinctive OneMoneyWay offering that supports businesses in their internationalization efforts. This service includes advice on the most suitable payment methods for each market, assistance with compliance regarding local financial flow regulations, and guidance in setting up international invoicing processes. To access this support service, businesses can submit their request via the app and be connected with a specialized advisor.

Security at OneMoneyWay

OneMoneyWay security is a fundamental pillar of the platform, and the company invests heavily in protecting its clients' data and funds. In a context where cyber threats against financial institutions are multiplying and becoming increasingly sophisticated, OneMoneyWay has implemented a multi-layered security architecture that combines the most advanced technologies with industry best practices.

Two-factor authentication (2FA) is mandatory for all OneMoneyWay users. Every login and every sensitive transaction requires dual identity verification, combining a password with a temporary code generated by the mobile application. This security mechanism drastically reduces the risk of unauthorized account access, even in the event of password compromise. OneMoneyWay also supports biometric authentication (fingerprint, facial recognition) on compatible devices, offering an additional level of security while simplifying the user experience.

Data encryption is applied at every level of the OneMoneyWay platform. Data in transit is protected by state-of-the-art TLS encryption, while data at rest is encrypted with AES-256 algorithms — the highest standard in cryptography. Encryption keys are managed through a strict protocol of rotation and secure storage, ensuring that even in the event of a system breach, client data remains inaccessible to attackers.

OneMoneyWay is subject to strict financial regulation governing all its activities. The platform is regulated by the relevant financial authorities and complies with European directives on payment services (PSD2), anti-money laundering (AMLD), and personal data protection (GDPR). This regulatory compliance is regularly verified through independent audits, and OneMoneyWay publishes compliance reports attesting to the fulfillment of its legal obligations. OneMoneyWay data protection meets the most stringent standards in force.

OneMoneyWay's fraud detection system uses artificial intelligence and machine learning algorithms to identify suspicious transactions in real time. These algorithms analyze hundreds of parameters for each transaction (amount, destination, frequency, typical user behavior) and automatically flag operations that deviate from normal patterns. Upon detection of suspicious activity, the transaction is suspended and the user is contacted via the app to confirm or deny the legitimacy of the operation.

Fund segregation is a fundamental principle at OneMoneyWay. Client funds are held in segregated accounts, separate from the company's own funds. This separation guarantees that, even in the event of OneMoneyWay financial difficulties, client funds remain fully protected and available. This practice, mandated by regulation but applied with particular rigor by OneMoneyWay, is an essential guarantee of trust for businesses entrusting significant sums to the platform.

OneMoneyWay regularly conducts penetration tests and security audits carried out by independent specialist firms. These tests simulate sophisticated cyberattacks to identify potential vulnerabilities in the platform's systems. The results of these audits are analyzed by OneMoneyWay's security team, which implements necessary fixes as quickly as possible. This proactive approach to security enables OneMoneyWay to maintain a level of protection consistently aligned with industry best practices.

OneMoneyWay's privacy policy is designed to be both comprehensive and understandable. It transparently details the data collected, the purposes of its processing, the protective measures in place, and users' rights regarding the protection of their personal data. OneMoneyWay is committed to never selling or sharing its clients' data for commercial purposes and strictly limits access to sensitive information to only those employees who need it in the course of their duties.

In terms of business continuity, OneMoneyWay has implemented robust disaster recovery and business continuity plans. The technical infrastructure is distributed across several geographically distinct data centers, ensuring complete redundancy in the event of a site failure. Data is backed up in real time and can be restored quickly in the event of an incident. These measures ensure that OneMoneyWay's services remain accessible under all circumstances, even in the event of a major incident affecting one of the data centers.

OneMoneyWay also provides its clients with customizable security tools. Account administrators can define security rules specific to their business: restricting authorized IP addresses for login, per-user transaction limits, multi-signature approval for large transfers, and personalized security alerts. These configuration options allow businesses to adapt their account's security level to their own requirements and internal risk management policy.

OneMoneyWay Customer Service

The OneMoneyWay customer service is designed to provide professional-quality support to businesses using the platform. Aware that financial management is a domain where every minute counts, OneMoneyWay has invested in a qualified support team and effective communication tools. The primary contact channel is via the app, where businesses can submit their requests and receive fast, personalized responses.

The OneMoneyWay support team consists of professionals with dual expertise in finance and technology. This combined skill set enables them to efficiently handle both technical questions about platform usage and financial inquiries regarding foreign exchange operations, international transfers, or regulatory compliance. OneMoneyWay advisors undergo continuous training to stay current on platform developments and regulatory changes.

Contacting OneMoneyWay is primarily done via the app — an approach that offers several advantages. The application integrates an instant messaging system that enables fast, traceable exchanges with the support team. Every conversation is archived and linked to the company's account, which facilitates request tracking and prevents clients from having to repeat their issues with each new contact. Communication via the app also ensures the security of exchanges, as messages travel through an encrypted channel.

OneMoneyWay offers different levels of support depending on the chosen subscription plan. Premium clients benefit from a dedicated account manager who knows their business and specific needs in detail. This manager is a privileged point of contact who can intervene quickly in the event of an urgent problem and proactively support the business in optimizing its use of the platform. For clients with standard needs, the general support remains highly responsive and accessible via the app.

The response times of OneMoneyWay's customer service are among the best in the B2B neobank sector. Urgent requests (card blocking, suspicious transaction, account access issue) are handled as a priority, with a target response time of less than one hour. Standard requests (questions about features, configuration assistance, information requests) receive a response within a few business hours. This responsiveness is made possible by OneMoneyWay's investment in request management tools and adequate staffing of its support team.

The OneMoneyWay help center is a comprehensive online resource covering all frequently asked questions by users. This help center includes detailed articles, step-by-step tutorials, explanatory videos, and themed FAQs. Users can find answers to most of their questions without needing to contact support, saving them time. The help center is regularly updated to reflect new features and changes to the platform.

OneMoneyWay regularly organizes webinars and training sessions for its clients. These online events cover a variety of topics: discovering new features, best practices for international financial management, regulatory developments, and payment flow optimization. These sessions provide businesses with an opportunity to deepen their knowledge of the platform and exchange directly with OneMoneyWay experts. Registration for webinars is done via the app or from the onemoneyway.com website.

Client feedback plays a central role in OneMoneyWay's continuous improvement strategy. After every interaction with support, clients are invited to rate the quality of service received. These evaluations are analyzed by the management team and used to identify areas for improvement. OneMoneyWay also regularly solicits feedback from its clients on which features to develop as a priority, thereby integrating the voice of the customer into its product roadmap. This ongoing dialogue between OneMoneyWay and its users helps evolve the platform in line with the real needs of businesses.

For the most complex situations or critical incidents, OneMoneyWay has a structured escalation procedure. Requests that cannot be resolved by first-level support are transferred to senior specialists, and if necessary, to the technical or operational management. This escalation chain ensures that every issue finds a resolution, even when it requires the intervention of specialized resources. Clients are informed of the progress of their request at each stage of the resolution process, via the app.

Customer Reviews of OneMoneyWay

The OneMoneyWay reviews available on online evaluation platforms offer valuable insight into the real experience of businesses using the platform on a daily basis. Analyzing these testimonials allows us to paint a nuanced picture of this B2B neobank's strengths and areas for improvement, beyond the marketing discourse. OneMoneyWay customer reviews are predominantly positive, with average ratings reflecting a high level of satisfaction.

Among the most frequently praised aspects in the OneMoneyWay testimonials, pricing transparency tops the list. Many users highlight the relief of being able to precisely anticipate the costs of their financial operations after years of unpleasant surprises with their traditional bank. The clarity of the pricing schedule and the absence of hidden fees are recurring themes in positive reviews. Businesses particularly appreciate being able to easily compare costs with their previous banking solutions and observe significant savings.

The ease of use of the OneMoneyWay app is another regularly mentioned strength. Users praise an intuitive interface that allows common operations to be performed in just a few clicks, without requiring extensive training. The fluid navigation, clarity of displayed information, and platform speed are frequently cited elements. Several reviews mention that the OneMoneyWay learning curve was noticeably shorter than that of competing solutions — a not insignificant advantage for businesses looking to migrate quickly.

The quality of customer service receives significant positive OneMoneyWay reviews. Users appreciate the responsiveness of the support accessible via the app and the competence of the advisors. Several testimonials mention situations where the support team demonstrated remarkable commitment to resolving a complex problem within tight deadlines. The availability of a dedicated account manager for premium clients is also highly valued, offering a level of personalized service rarely achieved in the neobank sector.

The OneMoneyWay user feedback also highlights certain areas for improvement. Some users reported longer-than-expected processing times for certain international transfers to less common destinations. Others mentioned that the KYB verification process, while necessary, could sometimes take longer than hoped, particularly for complex legal structures. OneMoneyWay has taken this feedback into account and continuously works on optimizing these processes.

The overall OneMoneyWay user experience is judged to be highly satisfactory by the majority of clients. Businesses that have migrated from a traditional bank to OneMoneyWay report a significant improvement in their operational efficiency regarding financial management. The reduction in processing times, the decrease in costs, and the simplicity of processes are the most frequently cited benefits. The OneMoneyWay assessment by professional users is largely favorable, with a majority of high ratings on the main satisfaction criteria.

The negative OneMoneyWay reviews, although in the minority, deserve examination to offer a balanced view. Some users expressed a desire for more supported currencies, particularly in emerging markets. Others suggested interface improvements for advanced users managing very high transaction volumes. This constructive feedback is integrated into OneMoneyWay's roadmap, which is committed to evolving its platform based on the needs expressed by its users.

On professional forums and discussion groups dedicated to business financial management, OneMoneyWay is regularly recommended. CFOs and administrative managers spontaneously share their positive experience with the platform, helping to reinforce OneMoneyWay's reputation through word of mouth. This form of organic recommendation is a reliable indicator of customer satisfaction, as professionals are unlikely to recommend services that do not fully satisfy them. To share a review or ask a question, businesses are encouraged to use the contact via the app.

Comparison of OneMoneyWay with Its Competitors

The OneMoneyWay comparison with the main alternatives on the market is an essential exercise for businesses seeking the solution best suited to their needs. The international B2B financial services segment is occupied by several benchmark players, each with its own strengths and specificities. Here we analyze in detail how OneMoneyWay positions itself against three major competitors: Wise Business, Payoneer, and Verto.

OneMoneyWay vs Wise Business: Wise Business (formerly TransferWise for Business) is undoubtedly the best-known competitor in the field of international transfers for businesses. Wise built its reputation on fee transparency and the use of the real (mid-market) exchange rate. OneMoneyWay and Wise share this philosophy of transparency but differentiate themselves on several points. OneMoneyWay offers a broader range of services than Wise Business, particularly in terms of treasury management, configurable professional bank cards, and accounting integrations. Wise Business excels in the simplicity of its point-to-point transfers, while OneMoneyWay offers a more complete financial ecosystem for businesses with diversified needs.

In terms of pricing, the comparison between OneMoneyWay and Wise Business reveals similar but distinct positioning. Wise Business applies transfer fees that vary depending on the currency and amount, with total transparency on the cost breakdown. OneMoneyWay adopts a similar approach to transparency but offers subscription plans that can prove more advantageous for businesses making a high volume of transactions. The comparison of actual costs therefore depends on each business's usage profile, and it is recommended to run a personalized simulation via the app to determine the most economical option.

OneMoneyWay vs Payoneer: Payoneer is a historical player in international payments, particularly popular among freelancers, marketplaces, and e-commerce businesses. Payoneer stands out through its close integration with major online marketplaces (Amazon, Upwork, Fiverr), making it a natural choice for businesses whose primary activity takes place on these platforms. OneMoneyWay, on the other hand, targets a broader spectrum of businesses and offers more advanced financial management features than Payoneer.

The comparison between OneMoneyWay and Payoneer in terms of fees reveals significant differences depending on the payment corridors used. Payoneer applies withdrawal and conversion fees that can be high for certain currencies, while OneMoneyWay tends to offer more homogeneous and predictable pricing. In terms of features, OneMoneyWay offers more sophisticated treasury management and reporting tools than Payoneer, which remains more oriented toward transactional payments. Businesses looking for a complete financial platform rather than a simple transfer tool will generally find what they need at OneMoneyWay.

OneMoneyWay vs Verto: Verto is a British fintech platform specializing in international payments for businesses, with a particular focus on payment corridors to Africa. Verto positions itself as an alternative to traditional banks for businesses conducting transactions with emerging markets — a niche where mainstream banks are often deficient. OneMoneyWay and Verto share this ambition to simplify international payments but with different approaches and geographic coverage.

The comparison between OneMoneyWay and Verto highlights complementary strengths. Verto excels in its coverage of African currencies and its local partnerships on the continent, while OneMoneyWay offers broader geographic coverage and more complete financial management features. Businesses operating primarily with Africa may find optimized payment corridors with Verto, while those with more diversified international activities will benefit from the breadth of OneMoneyWay's offering.

As an alternative to the traditional bank, OneMoneyWay positions itself favorably against all its competitors on several cross-cutting criteria. The platform offers a rare balance between functional breadth, pricing competitiveness, and service quality. Where Wise Business prioritizes simplicity, Payoneer marketplace integration, and Verto emerging markets, OneMoneyWay offers a holistic approach covering all the financial needs of international businesses. This versatility makes OneMoneyWay a particularly relevant choice for growing businesses whose financial needs are evolving rapidly.

To choose between OneMoneyWay and its competitors, businesses must assess their specific needs in terms of currencies, transaction volumes, management features, and support quality. OneMoneyWay offers the opportunity to test its platform and concretely compare the experience with existing solutions. The sales team, accessible via the app, can accompany businesses in this evaluation and provide personalized cost simulations based on their actual usage profile.

OneMoneyWay Case Studies

The following case studies concretely illustrate how businesses of different sectors and sizes have leveraged OneMoneyWay to optimize their international financial operations. These real-world examples demonstrate the versatility of the platform and its ability to address a variety of challenges.

Case Study 1: TechGlobal Solutions — SaaS Startup in International Expansion

TechGlobal Solutions is a French startup specializing in SaaS logistics software development. With rapid growth and clients spread across fifteen European and North American countries, the company was facing growing financial challenges. Its previous banking solutions — a professional account at a traditional French bank supplemented by a Payoneer account for international collections — could no longer meet its needs in terms of speed, cost, and visibility over financial flows.

The migration to OneMoneyWay was motivated by three priority needs: centralizing all financial flows on a single platform, reducing exchange costs related to collections in dollars and pounds sterling, and having reporting tools compatible with the company's accounting software. The OneMoneyWay account opening was completed in four business days — a timeframe that TechGlobal's CFO described as remarkable compared to the weeks required by traditional banks.

After six months of using OneMoneyWay, the results exceeded expectations. TechGlobal's banking costs decreased by 62% compared to the previous situation, primarily due to reduced exchange margins and the elimination of international transfer fees. The native integration with Xero automated accounting reconciliation, saving the finance team approximately eight hours per month. The multi-currency account enabled TechGlobal to invoice clients in their local currency, improving the collection rate and customer satisfaction. The CFO now manages all operations via the app, which provides real-time visibility over the company's treasury, even when traveling.

Case Study 2: MediterraneanTrade — Agri-Food Trading Company

MediterraneanTrade is a trading company based in Marseille, specializing in the importation of food products from the Maghreb and the Middle East, and their distribution in Europe. The company works with around twenty suppliers spread across six countries and manages financial flows in five different currencies. Before discovering OneMoneyWay, MediterraneanTrade used two traditional French banks and a specialized transfer solution — a complex setup that generated significant costs and considerable administrative burden.

MediterraneanTrade's main challenge was managing supplier payments in various currencies (Moroccan dirham, Tunisian dinar, Turkish lira, US dollar, euro), each with specific regulatory constraints. Traditional banks processed these transfers with three-to-five-day turnaround times and applied substantial exchange margins, significantly reducing the company's commercial margins. The decision to centralize operations on OneMoneyWay was made after a two-month trial period during which the company compared actual costs.

Using OneMoneyWay transformed MediterraneanTrade's financial operations. Supplier payments are now processed within one to two business days instead of three to five, improving commercial relationships with partners. Savings on exchange fees amount to approximately €18,000 per year — a significant amount for an SME of this size. OneMoneyWay's scheduled payment system automated recurring settlements, freeing the administrative manager from time-consuming tasks. MediterraneanTrade's managing director highlights that the ability to manage all operations via the app has changed her working methods, allowing her to approve urgent payments even from trade shows abroad.

Case Study 3: NordicDesign Agency — Multi-Country Creative Agency

NordicDesign Agency is a design and branding agency based in Stockholm, with creative teams spread across Sweden, Germany, Portugal, and Poland. The agency works with international clients and relies on a network of specialist freelancers in about a dozen countries. Managing the finances of this decentralized setup was a logistical nightmare: multiple bank accounts in different countries, weekly international transfers to pay freelancers, frequent currency conversions, and the impossibility of having a consolidated view of treasury.

NordicDesign chose OneMoneyWay after evaluating several alternatives, attracted by the combination of multi-currency features, mass payment capabilities, and multi-user access management tools. The migration to OneMoneyWay was carried out gradually over one month, allowing redundant bank accounts to be closed while ensuring operational continuity. The dedicated IBAN in several European countries enabled the agency to receive client payments as if they were making domestic transfers.

The impact of OneMoneyWay on NordicDesign's operations was spectacular. The time devoted to financial management was reduced by 70%, from two days per week to half a day. Freelance payments, which previously required dozens of individual transfers via different banks, are now executed in a single bulk operation on OneMoneyWay. The consolidated treasury view allows the CFO to make informed decisions in real time. The OneMoneyWay bank cards distributed to team leads in each country simplified the management of operational expenses, with real-time tracking accessible via the app and customized limits per card.

Expansion and Outlook for OneMoneyWay

OneMoneyWay's expansion is guided by an ambitious yet methodical strategy aimed at making the platform a global player in B2B financial services. OneMoneyWay's development prospects are structured around several strategic axes that reflect the underlying trends in the fintech sector and the emerging needs of international businesses.

Geographic expansion constitutes a major pillar of OneMoneyWay's strategy. After firmly establishing its presence in the United Kingdom and Europe, the platform is looking to expand into new high-potential markets. The Middle East, Southeast Asia, and Latin America are identified as priority regions where demand for modern and accessible international financial solutions is growing rapidly. Each new expansion is preceded by an in-depth analysis of the local regulatory framework and the obtaining of necessary licenses, ensuring market entry in full compliance.

Technological innovation remains at the heart of OneMoneyWay's roadmap. The platform is investing in the development of AI- and machine learning-based features that will enable even more personalized and predictive services. Among ongoing projects is the development of an intelligent financial assistant capable of analyzing a company's cash flows and generating automatic optimization recommendations. OneMoneyWay is also exploring the possibilities offered by blockchain technology to accelerate and secure international transfers.

The development of the OneMoneyWay API is a strategic priority aimed at transforming the platform into an open financial infrastructure on which other businesses and developers can build bespoke solutions. Enriching the API will enable OneMoneyWay clients to further automate their financial processes and seamlessly integrate payment services into their own applications and management systems. This open platform strategy is a powerful growth driver, as it creates an ecosystem of partners and integrators around OneMoneyWay.

OneMoneyWay aims to become a major player in Banking-as-a-Service (BaaS) for businesses. This model involves making OneMoneyWay's financial infrastructure available to other platforms and businesses, enabling them to offer integrated financial services to their own clients without having to build this infrastructure in-house. This BaaS offering would open new markets for OneMoneyWay and diversify its revenue streams while multiplying the impact of its technology.

OneMoneyWay's product outlook includes the development of financing solutions for businesses. Working capital credit, international factoring, and credit lines backed by transaction flows are natural complementary services that OneMoneyWay could offer in the future. These financing products, powered by the transactional data available on the platform, could be offered with finer risk assessment and more favorable terms than those of traditional lenders.

OneMoneyWay's commitment to sustainable finance is reflected in concrete initiatives. The platform is developing tools that enable businesses to measure the carbon footprint of their financial transactions and offset their emissions. OneMoneyWay is also committed to integrating ESG (Environmental, Social, and Governance) criteria into its partner evaluation and selection processes. This responsible dimension is increasingly valued by businesses and constitutes an important differentiating factor in the market.

The future of OneMoneyWay looks rich in innovations and growth opportunities. The company plans to double its headcount over the next two years, with a particular emphasis on recruiting engineers, compliance specialists, and customer experience professionals. This team growth will accompany the launch of new products and the planned geographic expansion. OneMoneyWay aims to serve tens of thousands of businesses worldwide while maintaining the level of quality and proximity that defines its reputation.

Strategic partnerships play a crucial role in OneMoneyWay's development strategy. The platform is forging alliances with complementary players — payment networks, financial data providers, accounting platforms, chambers of commerce — to enrich its offering and extend its reach. These partnerships enable OneMoneyWay to access new market segments and offer its clients increasing added value. To stay informed of the latest developments and new services from OneMoneyWay, businesses are invited to regularly consult the onemoneyway.com website or follow news via the app.

In conclusion, OneMoneyWay is steadily establishing itself as a benchmark in the international B2B neobank landscape. Its unique combination of pricing transparency, technological innovation, multi-currency coverage, and quality customer service makes it a credible and often superior alternative to traditional banks for internationally operating businesses. The future of OneMoneyWay looks promising, driven by a clear vision, rigorous execution, and an expanding market. For businesses wishing to discover the platform, opening a OneMoneyWay account starts with a simple visit to onemoneyway.com, and any additional support remains accessible via the app.

Customer support and contact channels for Onemoneyway

When searching for Onemoneyway's contact details, the fastest way is usually to visit their official website or check the mobile app. Whether the request concerns account access, card management, transfers, fees, security settings or a complaint, the support team can guide you through the process.

Many users search for terms such as phone number, customer service, direct contact, advisor number, card opposition, transfer delay, mobile app support or account security. This page centralizes the key expressions associated with Onemoneyway.

Contact information

Services offered by Onemoneyway

• Current account
• Bank card
• Transfer
• Direct debit
• Savings
• Credit
• Insurance
• Customer service
• Mobile app
• Budget management
• Notifications
• Technical support

How to contact Onemoneyway by phone

Tips for contacting Onemoneyway

Security and data protection at Onemoneyway

The security of your personal and financial data is a top priority for Onemoneyway.

Enhanced authentication: Onemoneyway uses two-factor authentication (2FA).

Data encryption: All communications are encrypted with SSL/TLS 256-bit.

Regulatory compliance: Onemoneyway complies with applicable regulations.

24/7 monitoring: Fraud detection systems operate continuously.

Why choose Onemoneyway?

• ✓ Intuitive and comprehensive mobile app
• ✓ Quick 100% online account opening
• ✓ Transparent and competitive fees
• ✓ Responsive and professional customer service
• ✓ Real-time notifications
• ✓ Enhanced security with biometric authentication