Defacto

About Defacto

Defacto, a French fintech founded in June 2021, is leading the way in instant financing for small and medium-sized enterprises (SMEs). With a mission to provide flexible and rapid financial solutions, Defacto has quickly established itself as a pioneering B2B lending fintech licensed by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) as a "Société de financement." The company's founders, Jordane Giuly, Morgan O'hana, and Marc-Henri Gires, bring a wealth of experience from the financial sector to their venture, ensuring a robust and reliable service for their clients.

Based in Paris, Defacto has already financed over 1 billion euros for more than 17,000 businesses across France, Germany, Belgium, Spain, and the Netherlands. The company’s services cater to the growing needs of SMEs, providing them with the necessary capital to grow, expand, and meet their financial obligations. By leveraging technology, Defacto offers a seamless and user-friendly experience, making it easier for businesses to access the funding they need.

Key Services and Features

Defacto specializes in offering instant financing solutions tailored to the needs of SMEs. The company provides various financial products, including working capital loans, invoice financing, and other flexible credit solutions. These products are designed to be easily accessible and tailored to different business scenarios, ensuring that SMEs can find the right solution to meet their unique financial needs.

One of the standout features of Defacto is its quick approval process, typically taking just a few minutes from application to funding. This rapid turnaround time is crucial for businesses that need immediate financial support. Additionally, Defacto's platform offers a range of tools to help businesses manage their finances more effectively, including budget management, financial notifications, and support services.

How to Contact Defacto

While Defacto does not provide a direct phone number for customer service, businesses can easily contact the company through its website or mobile application. The platform offers a comprehensive customer support system, ensuring that users can access assistance whenever they need it. Customers can submit queries, request support, or get in touch with Defacto's dedicated support team through the app or website.

Brief FAQ

1. **How long does it take to receive funding from Defacto?**

• Defacto prides itself on its swift approval process, typically taking only a few minutes from application to funding. This quick turnaround is designed to meet the urgent financial needs of SMEs.

2. **Can I manage my finances through the Defacto platform?**

• Yes, Defacto offers a range of tools to help you manage your finances more effectively. You can track your funding, manage your accounts, and receive financial notifications directly through the platform.

Conclusion

Defacto is a leading fintech company that is revolutionizing the way SMEs access financing. With its innovative platform and robust services, Defacto is well-positioned to support the growth and expansion of businesses across multiple European markets. By providing quick, flexible, and reliable funding solutions, Defacto is helping SMEs overcome financial challenges and achieve their business goals.